Financing & payment plans

affirm How do I use Affirm?
Affirm is Canada’s leading payment installment provider. When you use Affirm to pay for a CD purchase at checkout, you can split your purchase into easy, automatic monthly payments.

To use Affirm as your preferred payment choice at checkout:
  • Add items to your shopping cart as usual, and select Affirm as your payment method at checkout.
  • Complete Affirm's easy online application and get an instant approval decision.
  • Confirm your payment plan with Affirm and return to CD to complete your order. CD will process and ship your order as usual.
  • Make monthly payments while you enjoy your purchase(s) that range from $300 to $15,000.
How do I make monthly payments?
Affirm will help you set up convenient, pre-authorized payments via your bank account or your Visa or Mastercard credit or debit card.

Are there any limits on how much I can spend with Affirm?
Affirm payment plans are only available for orders between $300 and $15,000.

Who can apply for a Affirm payment plan?
You'll need:
  • To be a Canadian permanent resident or citizen - 18 years of age (AB, MB, ON, PEI, QC, SK)/ 19 Years of age (BC, NB, NF, NT, NS, NU, YK)
  • A Canadian Visa/Mastercard credit card, debit card, or bank account. Your debit card must have the Visa or Mastercard logo.
  • An SMS-capable Canadian phone number.
  • To meet the minimum cart size required to use Affirm as a payment option at checkout.
Can I use Affirm to pay for only part of my purchase?
Affirm payment plans are applied to your entire order. To use Affirm for only part of your purchase, please complete two separate transactions with different payment methods.

Can I prepay my outstanding Affirm balance?
Yes! All Affirm payment plans can be prepaid at any time, without penalty.

I was not able to complete a Affirm transaction. What happened?
Unfortunately, Affirm is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because Affirm was not able to verify your identity or your payment method.

How do I access my Affirm account?
After you have completed a transaction with Affirm, you can access your account here. If you have any questions or trouble logging in, please contact Affirm.

How do returns work if I paid using Affirm?
Purchases made using Affirm payment plans are subject to CD’s standard return policy. Any returns will be processed by CD, and your Affirm loan balance will be reduced or cancelled accordingly. If you have already made monthly payments, those will be refunded to you by Affirm. For information on returns, review CD’s return policy here.